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Foreclosure Information: Rescue Scams, Minorities, Seniors Default
Foreclosures And Financial Strains Take A Toll On Our
School Age Children
The recession, the foreclosure crisis, the mortgage mess and high unemployment have all impacted our
children. While adults will recover and rebound quickly, it might take several years for our children to get
over the trauma. Children will suffer academically, socially and emotionally. read more...
How To Spot Foreclosure Rescue Scams
It's hard to believe that people are preying on homeowners who are desperate to hold onto their
homes. These fraudsters are only interested in a quick profit through fees and mortgage
payments they collect from homeowners but do not pay to the lender. Legitimate options are
available to save your home if you are facing foreclosure. read more...
Seniors Losing Homes To Foreclosures
The worse economic crisis since the Great Depression is leaving many seniors with the
prospect of losing their homes to foreclosure.

Equity in the home is retirement income.

We believe that seniors have already paid off their houses, or that they have a considerable
amount of equity built up in the home. In reality, millions of seniors are having trouble making
ends meet. House values have declined since 2006 and equity has disappeared. read more...
What is Foreclosure?
The term foreclosure has been in the news almost everyday since 2007. Many of us know, or
hear about a friend or family member facing foreclosure.

In layman's terms, foreclosure is the legal right of the person or company holding your mortgage
to gain ownership of your house. To put it another way, you borrowed money to buy a house: you
pledged the house as collateral; you do not repay the loan; the lender takes your house. read
more...
Housing Crisis Means Fewer Minorities Will Attend College
As house values increased from 1997 to 2007, many homeowners used the equity in their
homes to send their children to college. The housing boom was especially helpful for
African-Americans, Hispanics and American Indians. read more...