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Latest Mortgage Rates Information
Adjustable Rate Mortgages (ARMs) Should Be Falling: Check
Your LIBOR
There's good news for a change regarding adjustable rate mortgages (ARMs). For the last five
or six years the ARM has taken a beating. Some of the comments were just vile. Some experts
wanted to blame the collapse of the mortgage market and the housing market on the lowly ARM.

People simply didn't understand the ARM. Well, at least the mortgage brokers, lenders and
bankers understood the ARM too well. It was the borrowers that couldn't grasp the concept. And
this is when the fight started. read more...
Lowest Mortgage Rate Is Not Always The Best Rate
With mortgage rates at record lows, banks and mortgage lenders are trying their best to gets
more business. Low rates are advertised on TV, the internet and in the print media. But what is
behind the numbers?

Comparing one rate against another is a trap because it doesn't tell the whole story. In order to
compare two offers you should use the Annual Percentage Rate (APR). Other costs that you
have to pay are included in the APR. Therefore, it brings you as close as possible to the "true
cost of borrowing". read more...
Current Weekly Mortgage Rates
November 23, 2011

Mortgage rates remained stable for the Thanksgiving week.
Understanding Fixed Rate Mortgages
The fixed rate mortgage is still the favorite choice among homeowners looking to refinance their
mortgages. According to Freddie Mac, the third quarter of 2009 saw borrowers who were
refinancing, chose a fixed rate mortgage over other types of mortgages. read more...