House Refinance Center
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About Us

Our  Mission Statement

Alternative-Finance-Institutions-and-
the-unbanked

Unbanked and Underbanked Consumers And The
Rise Of Alternative Finance Institutions

Archives

Buying Bank Owned Properties
(bank-owned-properties)

Tricks To Buying Real Estate From A Bank
How To Buy Bank Owned Real Estate (REO)

Breaking Mortgage News

Buying-a-home

Buying A Home: Don't BePressured Into Over
PayingOr Buying The Wrong House

Are You Ready For Home Ownership?

Mortgage Calculators

Affordability Calculator

Credit Card Pay Off Calculator

HELOC calculator

Mortgage and Financial  Calculators


Mortgage Refinance Fees (closing-
fees)

Know Your Closing Costs And Be Prepared To
Negotiate
Ouch! PrivateTransfer Fee:You Didn't SeeThis One
Coming
Closing Costs You Should Know About: Get An
Estimate
GFE: It's The Law. Get Yours
GFE Important Dates: Pay Attention

Compare Loans

Mortgage Comparison Worksheet


Contact Us

Help Center

Default Mortgages (default-
mortgages)

Why DoBorrowersDefault OnTheir HomeLoans?
Do Not DisregardYour MortgageDefault Notice

Down Payment To Buy A House
(downpayment)

Gifted Down Payment From Family Members
Get A Down Payment To Buy A House: HUD Helps

Freddie Mac and Fannie Mae (fannie-
freddie)

Fannie Mae Sets TimeframeFor Foreclosures
Fannie MaeHas A HouseFor You: A PlanTo Sell
Foreclosures
Fannie & Freddie To Increase Loan Fees

Featured Mortgage Articles
(featured_articles)

Buying A House For Cash: Do You Deserve A
Discount?
Why Refinance Or Get A Home Equity Loan
Changes To Fannie Mae Loan Products
Federal Reserve Stops Buying MBS
How To Prepare Your Refinancing Application

Feedback


Ban Upfront Fees on Mortgage
Modifications (fees_upfront)

FTC proposes ban on upfront fees
FTC Protects At-Risk Homeowners: An End To
Foreclosure Relief Scams
Why Refinancing With Your Current Lender Is Not
Always Good.

Financial Reform Bill
(financial_reform)

Financial Reform: What YOU Need To Know
Financial Reform It Doesn't Go Far Enough
Financial Reform: This Watchdog Has Teeth

First Time Home Buyers

Where Will Realtors Look For HomeBuyers In 2011


Foreclosure Fraud And Robo-
signing Investigation(foreclosure-
robosigning-investigation-
continues)

Trustees Ask Court Permission To Destroy
Mortgage Documents
Regulators Warn Banks: Foreclosure Mess Will
Cost You
Lawyers Get Slammed In Foreclosure Mess
Robosigning Settlement On The Horizon
Court Rules Foreclosure Was Improper On 2
Houses

Foreclosure, Fraud and Robo-
signing(foreclosure)

Mortgage Protection For Our Men and Women In
Uniform
What is Foreclosure?
Delinquent Homeowners Not Contacting Banks
For Help
National Foreclosure Moratorium

How To Avoid Foreclosure
(foreclosure2)

Helping You Avoid Foreclosure
Squatters Move Into Foreclosure Homes
Middle Class Foreclosure
Is It Safe To Buy A Foreclosure?


Foreclosure - Tax Consequences
and Process (foreclosure3)

The Aftermath of Foreclosure – Taxes
Foreclosure Procedure: Know Your State Laws
Bank of America Re-starts Foreclosures
Foreclosure Fraud: Where's The Original Note?


Mortgage Fraud And Foreclosure
Scams (fraud)

All 50 States Must Attack Foreclosure Fraud As One
Buy And Bail Scams
Builder Bailout Scam
Short Sale Scam
House Flipping Scam

Mortgage Learning Center
(full_story)

Home Equity Line Of Credit Still  A Great Option For
A Loan
ARMs To Reset: More Defaults And Foreclosures
Expected
How To Cancel Private Mortgage Insurance &
Save Money
Preserve Your Home Equity: You Might Need To
Borrow
How to spot Foreclosure Rescue Scams
Home Ownership Remains Low
Home Equity Loan: 3-day Cancellation Rule
HUD Inspector General probes mortgage
companies with significant claim rates:

Glossary

Glossary2

Government Mortgages and
Resources (government_mortgages)

HARP Mortgages: Now Is The Time To Refinance
Relief to Struggling Homeowners
Good Faith Estimate (GFE)
203(b) Mortgage: HUD Backing
Recourse and Non-Recourse Loans
Home Affordable Foreclosure Alternatives (HAFA):
Short Sale 101

More Government Loan Assistance
(govt_mortgages2)

Fannie Mae Announces 3.5% Seller Assistance
HAMP requests proof of income upfront: This
disqualifies lots of borrowers
Fannie Mae Wants To Sell You A House: Let's
Make A Deal

Government Mortgage Programs
(govt_mortgages3)

Streamline FHA Mortgage: Less Underwriting For
A Refinance
Good Neighbor Next Door: Mortgages For Special
People
Refinancing a Good Neighbor Next Door Mortgage

FHA Refinance Mortgages
(govt_mortgages4)

Hope For Homeowners (H4H): Refinancing For
Homeowners With Reduced Income
FHA Financing On Homes Owned Less Than 90
Days

Hard Money Lender Financing (hard-
money)

Are Hard Money Loans Legal?
Hard Money Lending On The Rise

Hardship Letters For Loan
Modification (hardship_letters)

Credit Score effect on Refinancing
(high-credit-score)

Finding a Credit Worthy Buyer To Qualify For A
Mortgage – Priceless


Mortgage Loan Modification

The Truth About Mortgage Modification
Too Many Trial Loan Modification Being Canceled
Under HAMP
Bank Of America Feeling The Pressure Of Defaults
Bank of America Mortgage Modifications Slow


Home Page

Interest Only Mortgages (interest-
only-mortgages)

Why Smart Investors Like Interest Only Mortgages
Interest Only Mortgage: Quicksand To Borrowers
Jumbo Mortgage Loans
(jumbo-loans)

Jumbo Loans Are Back
Refinancing A Jumbo Loan
Plan To Extend Limits for Freddie Mac, Fannie
Mae and Jumbo Loans

Latest Mortgage News

How To Refinance a House
(lock-in-
your-rate-refinance-at-low-r
ates)

When NOT To Refinance Your Mortgage
Recasting Is A Great Option
How And When To Refinance A Mortgage
Lock In Your Rate:Refinance Now

Commentary On Mortgages &
Foreclosures
(mortgage-commentary-foreclosures)

Solving The Housing Crisis: Create An
Entrepreneurial Class For New Immigrants To
Buy Foreclosure Properties
We Need A Stimulus For Homebuyers: $7,500 To
Buy A Foreclosure Home


Mortgage Interest Deduction
(mortgage-interest-deduction)

Mortgage Interest Deduction: A Social Failure
Mortgage Interest Deduction: Real Estate Groups
Will Fight To Keep The Status Quo


Mortgage Servicing
(mortgage-servicing)

Mortgage Servicing: Get To Know The Company
That Collects Your Money
The Correct Way To Handle Disputes And
Inquiries With Your Mortgage Servicer


Mortgage Approval Made Easy
(mortgage_approval)

Your Mortgage Approval In 9 Easy Steps


Mortgage Credit Certificate (MCC)
(mortgage_credit-certificate)

Reissued Mortgage Credit Certificate Program
(RMCC)
This Tax Gives You Money Each Year For As Long
As You Own The House

Mortgage Help - Protect Your Rights

Habitat for Humanity


Home Equity Loan News
(mortgage_news)

One Of The Best Run Banks In The Country
How to obtain a Lien Release
Lender Freezes or Reduces your HELOC: Is it
legal?


Perspectives On Mortgages And
Bad Loans (mortgage_perspectives)

Banks To Buy Back Bad Loans
Good-Bank, Bad-Bank A Saviour
Insurance pays your mortgage when you lose
your job.
Hire A Real Estate Lawyer To Close

Mortgage Tips
Mortgage Tips to  Save You Money


Mortgage Types


Mortgage Affordability Worksheet


Privacy

Q and A

Fixing Damaged Credit Reports

Bank Lowers Your Credit Limits: Your FICO
Plummets
Damaged Credit Reports: Check Rapid
Rescoring


Refinance - Get The Best ARM

Refinancing With An ARM
Fixed Rate Mortgages

Refinancing At Low Mortgage
Rates (refinance6)

Refinancing: Be prepared to jump through hoops
Mortgage rates still low: Get 'em while they last
Zero Cost Refinancing? Not!

Refinance Mortgage Calculator

Best Reverse Mortgage (HECM)
(reverse_mortgages)

What You Should Know About Reverse Mortgages
Avoid Reverse Mortgage Scams
Key Benefits OfReverse Mortgage
Red Flags Of Reverse Mortgage
Process Of Reverse Mortgage
When House Values Drop Should You Get A
Reverse Mortgage?
What To Do If You Marry Someone With A
Reverse Mortgage

Search results


Second Mortgages A Good Way To
PayFormergencies(second-mortga
ges)

How To Negotiate A Second Mortgage
When To Get A Second Mortgage
Second Mortgages

Refinancing - Get The Right
Mortgage Options
(select-the-right-
lender)

How to select the right lender
Get the right features written into your mortgage


Short Sale And The Consequences
After (shortsale)

Who Benefits From A Short Sale? Not The
Homeowner!
Treasury Makes Short Sales Easier, Quicker
Shortsale? You Need To Sell Fast!


Site map


Refinancing - Selecting A Broker
And Speed Up Approval
(speed-up-
your-loan-approval-select-the-right-broker)

How To Speed Up Your Loan Approval
How To Select A Mortgage Broker


How Adverse Possession Affects
Foreclosure
Properties(squatters-take-foreclosu
re-houses)

Squatter Next Door: A Leech Or A Savior?
Foreclosures: Squatters Rejoice In New Found
Homes


Stated Income Mortgage For Self
Employed (stated-income-mortgage)

Stated Income Cause Of The Meltdown Or
Scapegoat
Stated IncomeLoans For Self Employed
Help For The Self Employed: Get A Mortgage

Strategic Defaults Continue To Be
The Norm (strategic_default)

Strategic DefaultWill ContinueTo Kill
HousingRecovery
New Stimulus: Strategic Default Taking It To The
Bank
Private Company Helps Homeowners Facing
Strategic Default
What Is Strategic Default?
Strategic Default: No Stigma


Last Week's Top Mortgage News


Week's Features
Weekly News that impacts the mortgage market


No Cost Refinancing: Watch Out
For Pitfalls (what-is-no-cost-refinance)

Select The Term That Fits Your Needs And Saves
You Money
No Cost Refinancing: Be Cautious There Are No
Free Rides

Zero Down and Low Down
Payment Mortgages

Government-Backed Zero Down Mortgages Still
Available
My CommunityMortgage FromFannie Mae:
LowDownpayment


Federal Housing Administration
(FHA)

How to get government help with your mortgages
FHA mortgage: Several types to choose from
FHA short refinance
FHA short refinance a big failure



Nonprofit mortgage brokers help
homeowners (nonprofit-brokers)

Changing role of nonprofit in the mortgage and
housing markets
Nonprofit buys foreclosed houses from banks:
homeowners get to keep homes

Buying A Home: Select A Title
Insurance Company
(title-insurance)

Problems With Title To Your House Can Limit
The Use Of The Property

Some big title problems you could face without
an Owner's Policy
Buying a house: Appraisal and inspection

Home appraisal can make or break your buying decision
House inspection is a must before you sign the closing
documents


About community banking

Growth And Benefits Of Community Banking
Community Banks Fighting To Stay Open



Buying a home ARM or fixed rate

Fixed Rate Mortgage: Still The Favorite Loan With Americans
Buying A home With An Adjustable Rate Mortgage

Servicemembers Civil Relief Act

Mortgage and foreclosure protection for our men and
women in uniform